PRUDENTIAL BSN TAKAFUL

1) Medical Card benefit from RM 500,000 (RM50,000 per year maximum and room - RM150/day) to RM 1.5 million (RM 150,000 per year maximum and room - RM400/day) until age 70/80.  Treatment bill can be claimed 30 days before and 60 days after admitted to the hospital. The card can be used after 30 days and fully effective after 4 months registration. Co Insurance RM 300/10%/RM 1000. Immediate effectiveness for accidental case.

2) Bonus RM 100 -RM 500 per year if no insurance claimed within a year.

3) Hospital allowances benefit RM 200 - RM400 per day admitted.

4) RM 10,000 - RM 100,000 compensation if confirmed 36 critical illness.

5) No monthly contribution if confirmed 36 critical illness until 80 years of age, children 25 years of age.  Medical card can be used as usual.

6) Accidental Medical Reimbursement - up to RM 2000/case (minimum plan) can be claimed for treatment cost of ACCIDENT from any clinic without admitted to ward. Example; contact with venomous animal bites, vehicle accident, accidental fall, exposed to hot water and etc.  Fully effective after proposal submitted and 1st payment paid.

7) Weekly Indemnity - Weekly compensation from RM 100-RM400 per week for medical certificate from accidental causes.

8) Flexible policy - You can choose the maturity of the policy.  Cash withdrawal after Cash Value more than RM 1000.

9) Savings investment - Your cash value is invested in Takafulink - Equity Fund, Bond Equity, Fund Governance.  Unit trust is based on Sharia or 'Syariah'.  Regulated by Sharia Committee.  Higher long term returns.

10) Death benefit / Total Permanent Disability - Compensation + Funeral Expenses (RM2000) + Total Cash Value at time + Accidental Death (RM20,000).  Payment is paid to heir listed.

11) Tax exemption - Individual Tax (LHDN) exemption up to RM7000.00 (Life, Health, Education).

12) Medical card - world wide emergency medical assistance, international travel assistance - SOS.

For more info, contact Afifi at 012-4272403..

ANNISUE

STARTER PACK

Starter pack RM 69.90 (Penang and Perlis only). Add RM 8 for postage outside Penang and Perlis. For more info, visit www.annisue.com. For order, call or sms 012-4272403 (Afifi).

FACE TREATMENT GEL

Face treatment gel RM 49.90 (Penang and Perlis only). Add RM 8 for postage outside Penang and Perlis. For more info, visit www.annisue.com. For order, call or sms 012-4272403 (Afifi).

STEM-CELL COLLAGEN ESSENCE

Stem-cell collagen essence RM128 (4ml x 8pcs) (Penang and Perlis only). Add RM 8 for postage outside Penang and Perlis. For more info, visit www.annisue.com. For order, call or sms 012-4272403 (Afifi).

STEM-CELL COLLAGEN MASK

Stem-cell collagen mask RM28 (5sheets x 4 g) (Penang and Perlis only). Add RM 8 for postage outside Penang and Perlis. For more info, visit www.annisue.com. For order, call or sms 012-4272403 (Afifi).

FACIAL CLEANSER

Stem-cell facial cleanser RM45 (135ml) (Penang and Perlis only). Add RM 8 for postage outside Penang and Perlis. For more info, visit www.annisue.com. For order, call or sms 012-4272403 (Afifi).

FACIAL TONER

Stem-cell facial toner RM39.90 (135ml) (Penang and Perlis only). Add RM 8 for postage outside Penang and Perlis. For more info, visit www.annisue.com. For order, call or sms 012-4272403 (Afifi).

FACIAL MOISTURISER

Stem-cell moisturizer RM49.90 (30ml) (Penang and Perlis only). Add RM 8 for postage outside Penang and Perlis. For more info, visit www.annisue.com. For order, call or sms 012-4272403 (Afifi).

MULTIVITAMIN TREATMENT CREAM

Multivitamin treatment cream RM25 (5gm) (Penang and Perlis only). Add RM 8 for postage outside Penang and Perlis. For more info, visit www.annisue.com. For order, call or sms 012-4272403 (Afifi).

API PRODUCTS

API FAT BURNER ADVANCED

The best fat burner in the market. Will burn your fat for energy as well as suppress your appetite. You will loose weight without exercise. 120 tablets. 2-4 tablets per day. Suitable for men and women. My price is RM140. Market price RM 170. Call or sms 012-4272403 for order (Afifi).

Description:

This carefully balanced formula combines the best known and most effective lipotropics and thermogenics in the industry. The thermogenic blend of Coffee Arabica, Green Tea, Kola Nut, Cayenne Pepper, and Cinnamon helps promote your body to traget fat for the production of heat. L-Carnitine, a lipotropic agent assists by transporting fat to the part of the call where it can be used as fuel. The addition of Chromium further assists by helping control fat storage. This combination creates the best environment for burning fat while also interrupting the storage of fat. FAT BURNER ADVANCED is also good source of antioxidants and polyphenols to fight against free radicals in the body.

Supplement Facts

Serving Size: 1 Tablet

Servings Per Bottle: 120

                                                     Amount Per Serving        Per 100 Gram

Fat Burner Advanced Blend                  237.5mg                          35g

Consisting of: Kola Nut Extract, Coffee Arabica (coffee), Cinnamon, L-Carnitine, Grapefruit Extract, Cayenne Pepper, Chromium Picollinate, White Mustard Seed, Green Tea Powder                                                     

     
                                                        API 100% WHEY PROTEIN

My price is RM185. Market price RM 200. Call / sms 012-4272403 (Afifi) for order.

Experience Quality Gains

Getting enough protein puts you in a state of PNB. Make that protein one that is easily digested and easily utilized by your starving muscles and you can experience quality gains. The fragile, monitored manufacturing process leaves all the important protein fractions (alpha-lactalbumin, glycomacropeptides, beta-lactoglobulin, immunoglobulin G (lgG), lactoferrin, and lactoperoxidase) completely intact. This ensures maximum absorption, creating the ideal anabolic environment for your muscles.

Feed Your Muscles

This protein is also bursting with all the important Branched Chain Amino Acids (BCAAs) Leucine, Isoleucine, and Valine. The BCAAs are the first amino acids called upon by your muscles after strenuous exercise. Having high levels of BCAAs readily available also enhances your body’s anabolic environment. We finish our proteins with an advanced agglomeration process to guarantee easy blender-free mixability and flavor blends that will have you looking forward to feeding your muscles.

Muscle Gains

API’s Whey Protein with Perform-X Whey Blend utilizes an ion exchanged whey protein that undergoes multi-filtration (cross/micro/ultra) procedures while also being cold processed. Don’t neglect any aspect of your muscle gaining program; add API’s Whey Protein to your routine

Supplement Facts

Serving Size: 1 Scoop (32g)
Servings Per Bottle: ~70

                                              Amount Per Serving           %Daily Value

Energy/Calories                            527KJ/126kcal                18 from fat

Total Fat                                             2g                                 3%

    Saturated Fat                                1.5g                                 5%

    Trans Fat                                        0g 

Cholesterol                                     60mg                                20%

Sodium                                          70mg                                  4%

Total Carbohydrate                              4g                                 1%

    Dietary Fiber                                    0g                                0%

    Sugars                                              3g 

Protein                                                23g 

Vitamin A 0% | Vitamin C 0%

Calcium 15% | Iron 0%